Constructing a sound plan can create a confident financial future.

Our approach to investing is straightforward: we focus on becoming your partner in building the future you desire. We will thoroughly explain the investment strategies recommended, so you are comfortable with all aspects of your investment plan. Every decision we make will be focused on achieving the results you desire. WSG's detailed 5 step process is the base on which your investment plan is built.

 • Introduction

You are the center of the process thus we need to get to know you. We will ask about relevant financial data, assess your risk tolerance, and determine your financial goals and needs. Your task; bring all pertinent financial statements, complete our Client Intake form and be ready to share your goals and dreams for your financial future. To speak to a WSG represemtative, call us at (877) 702 -9391 or email us at info@wsginvest.net.

• Discovery

We identify your principal needs, help you prioritize short and long term goals, assess the strengths and weaknesses of your present plan, evaluate risk exposure and look closely for any gaps or inconsistencies.

 • Design

Once we clearly understand your financial objectives and establishyour risk/return profile, we develop a customized Investment Proposal and personal Investment Policy Statement (IPS). Each component (mutual funds, stocks, bonds, ETF's, closed-end funds, separately managed accounts, annuities and a host of other potential components) is comprehensively researched and evaluated for fit in your portfolio.

 • Implement

After we thoroughly review your plan with you we will ask for your approval to implement the investment strategies recommended. Specific investment decisions on a product level are deployed.

 • Monitor

Regular reviews of your portfolio allow us to ensure you stay on track in relation to your goals and objectives. We will be ready to address and execute any adjustments when and if your financial circumstances change. Additionally, alterations may be necessary due to changing market conditions. We will update you regularly via monthly statements, quarterly performance reports, on-line account access, email notifications, phone calls and in person meetings.

Investment Philosophy

We believe there are four distinct approaches to asset allocation, each with different strengths for varying markets. For markets where we believe the prevailing economic winds are driving strong bull market returns (we refer to these as “sailing” markets) we may recommend overweighting Strategic or Tactical Constrained asset allocation approaches. These approaches attempt to capture as much of the strength as possible. In markets where we face bear market headwinds and choppy waters (we refer to these as “rowing” markets) we believe more active management is require. Thus, a Tactical Unconstrained or Absolute Return approach may be more appropriate. Since it is not always immediately possible to recognize the transition from one secular market to another, we may incorporate multiple asset allocation approaches at the same time as part of your long-term disciplined plan. For further definition of our philosophy, access “Sailing and Rowing Interactive” at our website, www.sailingandrowing.com.


Request an Appointment